What is the minimum number of months for PSS if the member is paying their own rent?

The minimum number of months for PSS (Payment Shock Standard) when a member is paying their own rent is typically established at three months. This rule is designed to assess the member's ability to manage their rental expenses over a short term, ensuring that they have a record of consistent payment behavior. It's an essential aspect of evaluating a member's financial stability and capacity to handle ongoing housing costs. A three-month timeline allows for a sufficient snapshot of the member's current rent payment pattern without requiring an excessively long observation period.