What qualifies a Member as a Priority Member?

A Priority Member is defined by their household income, specifically in relation to the median income of the area, known as the MSA (Metropolitan Statistical Area). When a household's income is equal to or less than 100% of the MSA, they demonstrate a greater need for assistance in obtaining housing. This classification helps ensure that housing resources and opportunities are directed toward those who may face more significant financial barriers.

Being classified as a Priority Member is essential in programs aimed at providing equitable access to homeownership for low to moderate-income families. This approach supports the overall goal of promoting affordability in housing markets where income disparities are prominent.

This option highlights the key eligibility criteria for Priority Members and reflects the intent of housing programs designed to support those who need it the most. Thus, being classified with household income at or below 100% of the MSA is the correct answer.