Which factor does NOT affect a member’s eligibility to purchase another property through NACA after closing on their previous mortgage?

The factor that does not affect a member’s eligibility to purchase another property through NACA after closing on their previous mortgage is holding an investment property. NACA is focused on providing access to homeownership for primary residences and tends to consider a member’s overall financial behavior, creditworthiness, and commitment to using NACA programs effectively.

Having an investment property typically does not automatically disqualify a member from purchasing another property through NACA, as long as they still meet the organization’s eligibility criteria and are in good standing with their current obligations. Instead, NACA prioritizes factors like the member's ability to live in the property as their primary residence, the impact of late payments on their financial history, and their overall participation in NACA's programs and activities, which reflect their commitment to responsibly managing homeownership.